What we offer
Our new supplemental health products were built for success.
Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York. Accident insurance, critical illness insurance, and hospital indemnity insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions Accident insurance, Critical Illness insurance, and Hospital Indemnity insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Policy provisions and product availability may vary by state. Policy forms: Accident: GBS-AI-1000.00; Critical illness: GBS-CI-1000.00; Hospital indemnity: GBS-HI-1000.00. New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 © 2024, New York Life Insurance Company. All rights reserved. NEW YORK LIFE, and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. 123988 SMRU6053607.1 Exp. Date 10.30.2025
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Putting Benefits To Work For People
SM
How we help your employees
How we enable your success
In designing our voluntary offering, we had one simple, but specific purpose — to ensure that you and your employees get the most from these benefits.
Americans struggle with unpaid medical bills.²
34%
7%
of employees whose income is below the median are not confident they can afford necessary health care.¹
projected increase in health care costs from 2023.³
1 in 3
1 Mercer Survey on Health & Benefit Strategies for 2024. 2 "Press Call by Vice President Harris on an Announcement to Ease the Burden of Medical Debt on American Family Budgets." The White House, September 21, 2023, www.whitehouse.gov/briefing-room/speeches-remarks. 3 Society for Human Resource Management. Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York. Accident insurance, critical illness insurance, and hospital indemnity insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions Accident insurance, Critical Illness insurance, and Hospital Indemnity insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Policy provisions and product availability may vary by state. Policy forms: Accident: GBS-AI-1000.00; Critical illness: GBS-CI-1000.00; Hospital indemnity: GBS-HI-1000.00. New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 © 2024, New York Life Insurance Company. All rights reserved. NEW YORK LIFE, and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. 123988 SMRU6053607.1 Exp. Date 10.30.2025
Explore our offering.
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Accident Insurance
Includes coverage for injuries related to organized sports, treatment related to PTSD, and chiropractic treatment. And, we’ll proactively pay all related benefit claims with an upfront, lump sum payment.
Designed to cover more
With specialized coverages, plan design flexibility, and our simplified, connected claims experience, we can help drive the outcomes you need.
Our team of experts built a new voluntary offering to work harder for you and your employees.
When life takes an unexpected turn, voluntary benefits can help your employees financially protect what matters most to them.
Critical Illness Insurance
Hospital Indemnity Insurance
Life is full of unexpected events. Our accident insurance offers a lump-sum payment that can be used however your employees want. It’s designed to help relieve the financial impact of injuries and events resulting from a variety of accidents and mishaps.
Includes benefits for mental health, infectious diseases like COVID-19, progressive diseases, and childhood diseases (including autism).
When faced with a significant illness or disease, the last thing your employees should be worried about is their finances. Our critical illness insurance offers a lump-sum benefit to provide some financial help during challenging health times. Employees have total control over how to use the funds.
Includes surgery, coverage for newborns, and the option to add benefits like pet-boarding.
The cost of care related to a hospital stay continues to rise. Our plan pays a daily benefit for a covered stay in a hospital, intensive care unit, or rehabilitation facility. HSA-compatible plan designs are available as well as standalone non-HSA benefits, like outpatient IV and mental health services.
We designed our benefits to be easy to access and use.
Our benefits are user-friendly.
Get the brochure
Learn how we help.
Some carriers count on your employees forgetting about their benefits once they’ve enrolled. Not us. We work to make sure they get the most from their benefits spend.
We’ve built our voluntary offering with some extras. Coverage for mental health treatment, doctor’s visits including telemedicine, infectious diseases like COVID-19, and pet boarding services are just a couple of examples of how we offer employees more.
Designed to encourage preventative care, our voluntary solutions can include a health screening benefit with more than 40 covered screenings, such as colonoscopies, mental health, routine hearing exams, and biometric screenings.
We’ve got them covered
To minimize denials and speed up claim payments, our plans align with medical coverage provisions and definitions. And, claims can be filed online for even greater ease.
When you offer our disability and voluntary coverages together: We will automatically file a voluntary benefits claim once a disability claim has been received. We use the same documentation to process both claims, saving time and speeding up payments. In some cases, we can even pay the voluntary claim automatically, if no additional information is needed.
Learn how we partner.
Our customized approach helps you build the best solutions for your employees.
Product availability may vary by state and is subject to change. Voluntary benefit products are not available in New York. Accident insurance, critical illness insurance, and hospital indemnity insurance are limited benefit policies. Accident insurance pays benefits for accidents only. These products are not health care insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act. New York Life Group Benefit Solutions Accident insurance, Critical Illness insurance, and Hospital Indemnity insurance are underwritten by New York Life Insurance and Annuity Corporation, a subsidiary of New York Life Insurance Company. Policy provisions and product availability may vary by state. Policy forms: Accident: GBS-AI-1000.00; Critical illness: GBS-CI-1000.00; Hospital indemnity: GBS-HI-1000.00.
New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 © 2024, New York Life Insurance Company. All rights reserved. NEW YORK LIFE, and the NEW YORK LIFE Box Logo are trademarks of New York Life Insurance Company. 123988 SMRU6053607.1 Exp. Date 10.30.2025
We make benefits easy
We work to keep them healthy
We’ve been in the business of benefits for over 100 years. During that time, we’ve learned a lot from employers about what’s important to them when it comes to creating the best benefits experience.
We’re here for good. As one of the largest mutual life insurance companies in the U.S. and a Fortune 100 company¹, our mission is embedded in our responsibility to deliver financial security to our policy owners, above all else.
Supported by the strength, stability, and proven track record of New York Life.
This includes flexibility around:
Benefits need to be easy + improve outcomes.
Designed to fit.
When designing your voluntary benefits plan with us, you have choices. You decide what features work best for you and your employees.
• Funding options • Benefit amounts and enhancements • Waiving pre-existing condition limitations
Our smart connectivity enables:
We help reduce cost and effort.
• Build a custom enrollment strategy that complements your company and culture. • Deliver benefit communications to empower employee education. • Measure results and make recommendations for ongoing success.
Your dedicated enrollment consultant works with you to:
Our voluntary benefits can be easily configured on essentially any enrollment or administrative platform. And our team of experts supports you every step of the way.
We help drive participation and enrollment.
Connect with us
Contact your NYL GBS representative to learn more about our voluntary benefits.
Let's discuss how we can help.
Through secure file feed and API, we remove complexities, streamline administration, and reduce costs.
Data connections
Enhanced connections
with over 100 enrollment and administrative platforms.
with 20+ key technology partners, including Workday, ADP, and Alight Solutions.
1
1 Based on revenue as reported by “Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual),” Fortune magazine, 6/2/21. For methodology, please see http://fortune.com/fortune500/
Enhanced connections with 20+ key technology partners, including Workday, ADP, and Alight Solutions.
We help reduce cost and effort. Through secure file feed and API, we remove complexities, streamline administration, and reduce costs.
Your dedicated enrollment consultant works with you to: • Build a custom enrollment strategy that complements your company and culture. • Deliver benefit communications to empower employee education. • Measure results and make recommendations for ongoing success.
We help drive participation and enrollment. Our voluntary benefits can be easily configured on essentially any enrollment or administrative platform. And our team of experts supports you every step of the way.
Data connections with over 100 enrollment and administrative platforms.
